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How To Apply Paytm Instant Personal Loan

How To Apply Paytm Instant Personal Loan

Paytm is a popular mobile payment app in India for mobile payments. Users can buy products and services with Paytm, and one can make instant payments with the help of a bank’s UPI.

Paytm also provides financial services. You can get an instant personal loan with the Paytm application.

How do Paytm instant personal loans help?

Sometimes we are in tough times and face financial shortages. Loans can help you get you out of trouble in such hard times.

Sometimes people shy away from taking money from their friends and relatives. However, However, the loan requires a guarantee and there are conditions for what the loan amount can be used for.

However, you can get an instant personal loan from Paytm without security or guarantee. Salaried and self-employed can get a personal loan scheme. For this, no co-applicant and guarantor is required.

There is no security and collateral required for this loan, and there is no restriction on using this loan from other banks.

Documents for Instant Personal Loan of Paytm

Paytm provides guarantee-free loans through Paytm financial institutions. You can submit documents online. Also, you have to submit revenue proof and bank statements.

This is the list of documents to get an online Paytm instant loan:

  • PAN Card
  • Aadhaar Card
  • Residential proof
  • Salary Slips from last three months
  • Revenue proof is like a balance sheet.
  • Bank statements from last 3-6 months
  • Company name in which currently working
  • Shop, office, and company if you self employed
  • Full KYC on Paytm.

Eligibility Criteria For Instant Personal Loans on Paytm

As you submit details in the Paytm app for getting loans, loan providers look over provided information.

Creditors will check your credit score, bank balance, revenue, and other factors like your age, geographical location, etc.

If you are eligible to get a loan, the bank official will contact you. Following conditions should be matched for an instant personal loan on Paytm:

  • Borrower age: Between 25 to 60 years
  • Borrower Work Experience: Should be around 2-3 years
  • Borrower Salary: Minimum salary should be 25000 rupees
  • Borrower Credit Score: More than 750
FAQ-Frequently-Asked-Questions

FAQ

1. What are the documents required for a Paytm loan?

Ans: The documents for a Paytm loan list is below:-

  • PAN Card
  • Aadhaar Card
  • Residential proof
  • Salary Slips from last three months
  • Revenue proof is like a balance sheet.
  • Bank statements from last 3-6 months
  • Company name in which currently working
  • Shop, office, and company if you self employed
  • Full KYC on Paytm.

2. Can we get a loan from Paytm?

Ans: Yes, you can get a loan from Paytm within 2 minutes.

3. How can I connect Paytm customer care?

Ans: You can call any time to customer care helpline number 0120-4456-456

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