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NRB Assistant Director Pretest Set 5 – MCQ Solved

Topic – Economics, Trade and Industry

1) In a monopoly, price is
  1. Less than marginal cost
  2. Equal to marginal cost
  3. Greater than marginal cost
  4. Always zero
2) The slope of an indifference curve is called
  1. Budget constraint
  2. Utility rate
  3. Marginal rate of substitution
  4. Total preference
3) Price discrimination occurs
  1. Different products have different prices
  2. The same product is sold at different prices to different consumers
  3. The government sets the price
  4. Price remains represents
4) A budget line represents
  1. Preferences
  2. Combinations of goods that a consumer can buy
  3. Utility function
  4. Indifference curve
5) Which is not a property of an indifference curve?
  1. They slope downward
  2. They intersect
  3. They are convex
  4. Higher curves represent higher utility
6) The elasticity of supply depends on
  1. Consumer preferences
  2. Availability of resources and time
  3. Cost of living
  4. Import volume
7) When marginal utility is zero, total utility is
  1. Negative
  2. Maximum
  3. Constant
  4. Decreasing
8) A giffen good violates which law?
  1. Law of supply
  2. Law of production
  3. Law of demand
  4. Law of diminishing marginal returns
9) Which of the following is part of a financial account?
  1. Exports
  2. Imports
  3. Foreign direct investment
  4. Tourism earnings
  • ❌ Exports → Current Account (trade in goods)
  • ❌ Imports → Current Account
  • ❌ Tourism earnings → Current Account (service income)
10) If a country has a current account deficit, it means
  1. It is exporting more than importing
  2. It is importing more than exporting
  3. It has a budget surplus
  4. It is accumulating foreign reserves
11) Errors and omissions in BoP arise due to
  1. Perfect accounting
  2. Statistical discrepancies
  3. Capital flight only
  4. Trade deficit
12) Which sector contributes the most to Nepal’s service export?
  1. Tourism
  2. IT services
  3. Transport
  4. Financial services
13) Remittances in Nepal appear in which BoP account?
  1. Current account (transfers)
  2. Capital account
  3. Financial account
  4. Official reserves
14) A persistent BoP deficit may lead to
  1. Currency appreciation
  2. Depletion of foreign reserves
  3. Increased export earnings
  4. Trade surplus
15) Nepal’s BoP is managed by
  1. Ministry of Finance
  2. Nepal Rastra Bank
  3. Department of Customs
  4. Securities Board of Nepal
16) What is the primary characteristic of the cottage industry in Nepal?
  1. Large-scale production
  2. Small-scale and family-based
  3. State ownership
  4. Export-oriented
17) Which type of business ownership is most prevalent among small and medium enterprises in Nepal?
  1. Partnership
  2. Corporation
  3. Sole proprietorship
  4. Cooperative
18) The “Four Pillars” of Nepal’s industrial development include
  1. Agriculture, Hydro, Tourism, Trade
  2. Agriculture, Industry, Services, Infrastructure
  3. Manufacturing, Export, Import, Agriculture
  4. Hydropower, Transport, Education, Industry
19) Which industry in Nepal has the highest employment generation capacity?
  1. Hydropower
  2. Agriculture-based industry
  3. Cement
  4. Textile
20) The main problem facing Nepalese industrial development is
  1. Excessive foreign investment
  2. Overproduction
  3. Lack of infrastructure and energy
  4. Too many large-scale industries
21) Which sector contributes the highest foreign exchange earnings in Nepal?
  1. Tourism
  2. Agriculture
  3. Textile
  4. Manufacturing
22) The term “backward linkage” in industrial economics means
  1. Selling products directly to consumers
  2. Supply of inputs to an industry from other industries
  3. Exporting finished goods
  4. Government subsidies
  • Backward Linkage: Looking “back” to your suppliers (e.g., a garment factory buying cotton).
  • Forward Linkage: Looking “forward” to your customers or the next stage of production (e.g., a steel mill supplying a car manufacturer). Economics Help
23) The Sustainable Development Goals (SDGs) have been incorporated into Nepal’s development planning since
  1. 2010
  2. 2015
  3. 2016
  4. 2000

संयुक्त राष्ट्रसंघले Sustainable Development Goals (SDGs) सन् 2015 मा स्वीकृत गरेपछि, नेपालले तिनलाई आफ्नो राष्ट्रिय विकास योजनामा आर्थिक वर्ष 2016/17 देखि समावेश गरेको हो।

24) The concept of inclusive growth in the Nepalese development plan means
  1. Growth benefiting only urban areas
  2. Growth with equitable opportunities for all
  3. Growth with minimal government involvement
  4. Growth focused on the export only
25) The board of NRB includes members nominated by
  1. Nepal Stock Exchange
  2. Government of Nepal
  3. Nepal banker’s association
  4. SEBON
26) What is the name of the system used in Nepal for large-volume interbank settlement?
  1. Core banking system
  2. EFT system
  3. RTGS (Real Time Gross Settlement System)
  4. NepalPay
27) What does “Repo” in Repo rate” stand for
  1. Repeated provision
  2. Regional policy
  3. Repurchase agreement
  4. Rent postponed
28) What is the current classification of financial institutions in Nepal?
  1. 1,2,3,4
  2. Class I,II,III,IV
  3. Commercial. National, Rural
  4. Class A, B, C & D
29) The equilibrium interest rate is achieved when
  1. Demand equals GDP
  2. Supply and demand for funds are balanced
  3. Inflation is zero
  4. Savings equal taxes
30) Which instrument provides floating interest payments?
  1. Adjustable-rate mortgage
  2. Treasury Bills
  3. Zero-coupon code
  4. Government securities

Floating interest payment भनेको ब्याजदर समय–समयमा परिवर्तन हुने व्यवस्था हो। Adjustable-rate mortgage (ARM) मा ब्याजदर कुनै आधार दर (benchmark rate) अनुसार बढ्ने–घट्ने गर्छ, त्यसैले यसको ब्याज भुक्तानी floating हुन्छ।

  • ❌ Treasury Bills → छुट (discount) मा जारी हुन्छन्, नियमित ब्याज दिँदैनन्
  • ❌ Zero-coupon bond → कुनै पनि ब्याज भुक्तानी हुँदैन
  • ❌ Government securities → प्रायः स्थिर (fixed) ब्याजदर हुन्छ
31) Real interest becomes negative when
  1. Nominal interest rate> Inflation
  2. Inflation > Nominal interest
  3. The exchange rate depreciates
  4. Government spending increases
32) An investor prefers high interest rate sensitivity if
  1. Seeking stable income
  2. Avoiding risk
  3. Speculating on an interest rate decline
  4. Diversifying currency exposure
33) The reinvestment risk is higher for
  1. Short-run duration bonds
  2. Long-term bonds
  3. Floating rate bonds
  4. Equity shares
34) What is the effect of interest rate hikes on credit demand?
  1. Stimulates borrowing
  2. Suppresses borrowing
  3. Increases bank deposits
  4. Improves fiscal balance
35) Higher real interest rates usually result in
  1. Rising inflation
  2. Greater foreign investment inflow
  3. Higher employment
  4. Weaker currency
36) The basic accounting equation is
  1. Assets = Liabilities + Equity
  2. Revenue = Assets + Liabilities
  3. Assets + Revenue – Expenses
  4. Equity =  Assets + Liabilities
37) Which of the following is a non-current asset?
  1. Cash
  2. Land
  3. Investory
  4. Trade receivables
38) Retained earnings are part of
  1. Liabilities
  2. Equity
  3. Revenue
  4. Cash flow
39) What type of account is accounts receivable?
  1. Current asset
  2. Current liability
  3. Long-term asset
  4. Expense
39) A balance sheet always balances because
  1. Revenue equals expenses
  2. Double-entry accounting ensures it
  3. Net income is zero
  4. Assets depreciate
40) Intangible assets include
  1. Plant and Machinery
  2. Patents and trademarks
  3. Inventory
  4. Investments
41) Prepaid expenses are recorded as 
  1. Current assets
  2. Revenue
  3. Depreciations
  4. Liabilities
42) The “bid-ask spread” is
  1. The difference between the highest and the lowest market price
  2. Difference between bid price and ask price
  3. The commission charged by brokers
  4. Interest rate spread
43) What does “floatation cost mean in the capital market?
  1. Dividend payment
  2. Cost of issuing new securities (मिल्दोजुल्दो लाग्छ, तर floatation cost भनेको related expenses भन्ने अर्थमा बढी सही हो।)
  3. Market price difference
  4. Expenses related to the new issue of securities

Floatation cost भनेको नयाँ शेयर, debenture वा अन्य securities बजारमा निकाल्दा लाग्ने सबै खर्च हो।

44) What is the major risk in the capital market?
  1. Liquidity risk
  2. Interest rate risk
  3. Market risk
  4. Credit risk
45) Which is the main regularity body of money market instruments in Nepal?
  1. SEBON
  2. Nepal Rastra Bank
  3. Ministry of Finance
  4. Beema Samiti
46) Which is the main regulatory body of the capital market?
  1. SEBON
  2. Ministry of Finance
  3. NEPSE
  4. Nepal Rastra Bank
47) Which of the following statements about the capital market is correct?
  1. Deals only with short-term securities
  2. Provides only equity financing
  3. Helps in mobilizing long-term funds
  4. Is controlled by Nepal Rastra Bank only
48) Which instrument is not tradable in the secondary market?
  1. Shares
  2. Bonds
  3. Treasury bills
  4. Debentures
49) The face value of the treasury bill is
  1. Market price
  2. Issue price
  3. Redemption value
  4. Discount price

Topic – General Knowledge and ICT

50) The total area os Nepal, as per the latest political map including Limpiyadhura, is
  1. 147181 sq. Km
  2. 147516 sq. Km (Increased by 335 square kilometers after May 2020)
  3. 204917 sq. Km
  4. 267548 sq. Km
51) How many districts border both India and China?
  1. 1
  2. 2 (Taplejung and Darchula)
  3. 3
  4. 4
52) Which is the longest mountain range in the world?
  1. Rockies
  2. Andes (7000 KM in South America)
  3. Himalayas
  4. Alps
53) What is the focus for urban development in the sixteenth plan?
  1. Unplanned urbanization
  2. Limiting urban growth
  3. Planned, sustainable, and resilient urbanization
  4. Focusing only on rural development
54) Which activity is popular in the Alpine climate region for tourism?
  1. Skiing
  2. Trekking
  3. Boating
  4. Birdwatching
55) What is the term of the UN Secretary General?
  1. 3 Years
  2. 4 Years
  3. 5 Years
  4. 6 Years
56) Which of the following is a quick way to access a favorite website by saving it in the browser?
  1. Bookmark
  2. Attach
  3. Cookie
  4. Blog
57) The speed of the processor of a computer is measured in…
  1. GBPS
  2. Boud
  3. BPS
  4. MIPS
58) Identify the incorrect pair from the following
  1. .jpg – graphic filr
  2. .ttf – word text file
  3. .wav – audio file
  4. .exe – executable file
59) What is the mail attachment limit in Gmail?
  1. 5 MB
  2. 20 MB
  3. 25 MB
  4. 40 MB
60) Which of the following hardware was used by the first-generation computer?
  1. Transistors
  2. VLSI
  3. Vacumm Tubes
  4. Integrated circuits
  • 1st → Vacuum Tubes
  • 2nd → Transistors
  • 3rd → Integrated Circuits
  • 4th → VLSI
  • 5th – Current AI-Based
61) Which of the programs is called the database program?
  1. Excel
  2. Word
  3. Power Point
  4. Access
62) The fastest printer is
  1. Laser printer
  2. Dot matrix printer
  3. Inkjet printer
  4. None of these

Fastest rank – Laser ⇒ Dot Matrix ⇒ Inkjet

63) Which feature of the email lets us add our name and contact information automatically at the bottom of every email?
  1. Logo
  2. Saluation
  3. Signature
  4. Watermark
64) Spam email is also known as
  1. Spoof
  2. Virus
  3. Junk Mail
  4. Draft mail

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